Atmos measures the carbon impact of your deposits, powered by a portfolio of clean energy assets. Rain or shine, while you sleep or on vacation, 100% of your money will fund innovative technologies and infrastructure that combat the global climate crisis.
Earn up to 5% daily cash-back on your purchasing at hundreds of sustainable businesses. Fee-free ATM access at +55,000 locations worldwide. 24/7 mobile and web banking. No fees to fees to open, keep & use.Learn More 〉
Experience the world’s leading climate-positive banking alternative with up to 2.4% APY on your entire balance with no maintenance fees or fees of any kind, and $0 minimum balance.Learn More 〉
Your money is FDIC insured up to $250,000 and protected by state-of-the-art encryption. Customize transaction notifications to have complete visibility over your account activity.
Atmos makes it easier to support leading climate nonprofits. Round-up on purchases or automatically donate monthly from savings, entirely fee-free. Audit-ready records accessible whenever you need them.See Nonprofits 〉
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Banking services are provided by Synapse's bank partners, Members FDIC.
* “Savings Rate” is the annual rebate Atmos pays on your deposits, similar to how a bank pays an interest yield. A Savings Rate of 2.4% assumes a monthly recurring donation to one of the available non-profit organizations supported by Atmos.
1) CO2/yr saved from the atmosphere is indicative of potential impact of deposits derived from estimates of 2021 utility-scale solar installations across the country and is not necessarily indicative of Atmos funded accounts. Direct impact will be provided in application when available.
2) CO2 equivalencies derived from this EPA GHG equivalencies calculator