5 ways solar can help you save
5 ways solar can help you save

Check out the five ways solar can save you money!

Team Atmos · Aug 29, 2024
Ancillary products for a residential solar lending program
Ancillary products for a residential solar lending program

Expanding Revenue Opportunities: Ancillary Products for Residential Solar Lending Programs

Team Atmos · Aug 29, 2024
APR versus Monthly Payment, And How to Choose the Right Solar Loan For You
APR versus Monthly Payment, And How to Choose the Right Solar Loan For You

Choosing the right loan is an important step to generate financial wellbeing over the long-term.

Team Atmos · Aug 29, 2024
Are solar lending programs profitable for banks?
Are solar lending programs profitable for banks?

Maximizing Profitability: Key Considerations for Banks and Credit Unions in Solar Lending Programs

Team Atmos · Aug 29, 2024
Are Solar Panels Worth It? Facts You Need To Know
Are Solar Panels Worth It? Facts You Need To Know

Solar panels are something to consider if you’re looking for ways to go green and cut down on utility costs. However, just because solar panels are a renewable energy source doesn’t necessarily mean that they are a good fit for your home. There are many different factors to consider when deciding whether or not to install solar panels.

Team Atmos · Aug 29, 2024
Atmos Launches Commercial Solar Loans
Product Updates
Atmos Launches Commercial Solar Loans

Atmos is excited to announce the launch of SMB Solar Loans. Designed for small- and medium-sized businesses with loans up to $250K, SMB Solar Loans are broadly available to support the electrification and energy resilience of commercial buildings within its lending footprint.

Team Atmos · Aug 29, 2024
Atmos Financial is now a Certified B Corporation
Product Updates
Atmos Financial is now a Certified B Corporation

Atmos Financial, now a Certified B Corporation, is committed to leading the charge for an inclusive, equitable, and regenerative economy, offering cash back on purchases made at climate-positive B Corporations

Team Atmos · Aug 29, 2024
Atmos solar loans available in more states
Atmos solar loans available in more states

TLDR; Atmos Solar Loans are now available in Iowa and Illinois!

Team Atmos · Aug 29, 2024
Atmos solar loans available in New Hampshire and Vermont
Atmos solar loans available in New Hampshire and Vermont

Explore Atmos solar loans in New Hampshire and Vermont, offering the best savings and flexibility. Atmos is excited to assist homeowners in active solar markets, providing features like no payments for six months and 0% APR on tax credits for a cleaner, more sustainable future.

Team Atmos · Aug 29, 2024
Carter Lavin of CALSSA — New Solar NEM3 proposal Will Gut Residential Solar
Nonprofit Interviews
Carter Lavin of CALSSA — New Solar NEM3 proposal Will Gut Residential Solar

The California Public Utility Commission (CPUC) has recently released their long-anticipated update to the solar net energy metering (NEM) rules for California to correct some of the imbalances and cost-shifts that occur from solar to non-solar customers and incentivize battery storage with residential solar, but how it has been proposed will do more harm than good.

Ravi Mikkelsen · Aug 29, 2024
Clean Energy Credit Union
Clean Energy Credit Union

Clean Energy Credit Union is a Colorado-based, non-profit financial institution (all Credit Union's are member-based non-profits) specializing in providing loans for clean energy products, mainly electric bicycles, green home improvements, and electric vehicles.

Team Atmos · Aug 29, 2024
Climate Finance Toolkit
Climate Finance Toolkit

Installing a rooftop solar system significantly boosts home value, with studies showing an average increase of 4.1%, but the exact benefit depends on factors like location, installation costs, system age, and energy output.

Team Atmos · Aug 29, 2024
Cost-Benefit of a Tesla Solar Roof
Cost-Benefit of a Tesla Solar Roof

With most of the world making the switch to renewable energy, some US homeowners have started purchasing solar roof installations over traditional solar panels. The price of this equipment has slowly gone down since the technology was introduced and it's finally affordable enough to consider a purchase.

Team Atmos · Aug 29, 2024
Default rates of residential solar versus other consumer loans
Default rates of residential solar versus other consumer loans

Lower Default Rates and Solar Loans: Exploring the Comparative Safety for Lenders

Team Atmos · Aug 29, 2024
Does a Rooftop Solar System Increase your Home Value?
Does a Rooftop Solar System Increase your Home Value?

Installing a rooftop solar system significantly boosts home value, with studies showing an average increase of 4.1%, but the exact benefit depends on factors like location, installation costs, system age, and energy output.

Team Atmos · Aug 29, 2024
Does a solar loan have an impact on my credit score?
Does a solar loan have an impact on my credit score?

Before you get too far down the path with any single lender or make critical financing decisions, it’s helpful to have a thorough understanding of what a residential solar loan can mean for you.

Team Atmos · Aug 29, 2024
Everything You Need to Know About Roof Replacement with Solar Panels
Everything You Need to Know About Roof Replacement with Solar Panels

If you’re thinking about installing solar panels on your roof (that may also need replacing in the near future), it’s best first to replace the roof and then install new solar panels.

Team Atmos · Aug 29, 2024
Change the trajectory of the climate crisis by transforming financial structures
Industry Insights
Change the trajectory of the climate crisis by transforming financial structures

Discover how the principles of standardization can reshape climate finance and combat the climate crisis by unlocking capital, and accelerating the adoption of distributed clean energy technologies. Learn how policymakers and stakeholders can leverage greenhouse gas reduction funds to mobilize financial markets and drive emissions reductions at scale. Join the conversation on reshaping financial structures for a sustainable future!

Pete Hellwig · Aug 29, 2024
Hidden terms and conditions in solar loans to be aware of
Hidden terms and conditions in solar loans to be aware of

If you aren’t a financial wizard (and even if you are!), it can be a bit overwhelming to review each of the options available to you and even more difficult to know which solar loan to go with.

Team Atmos · Aug 29, 2024
How a lean tech stack helps our tiny team punch above our weight
How a lean tech stack helps our tiny team punch above our weight

The following system has helped Atmos support 10,000+ customers on 3 platforms with only 1-2 full-time-equivalent engineers. Thanks to this stack we’ve stayed secure and iterated rapidly.

Atmos Engineering · Aug 29, 2024
How can banks launch a solar lending program?
How can banks launch a solar lending program?

Launching a Solar Lending Program: Steps to Drive Renewable Energy Adoption and Revenue Growth

Team Atmos · Aug 29, 2024
How to build a responsible solar lending program
How to build a responsible solar lending program

Building a Responsible Solar Lending Program: Steps for Equitable and Sustainable Impact

Team Atmos · Aug 29, 2024
How to choose the right term for your solar loan
How to choose the right term for your solar loan

Solar systems can be expensive and it’s important to pick the loan option that’s best for you now, and best for you later in life.

Team Atmos · Aug 29, 2024
How to Refinance a Solar Loan?
How to Refinance a Solar Loan?

Refinancing a solar loan can be a smart move to manage repayments better, with options like HELOC, Cash-Out, and home renovation mortgages offering different benefits depending on your financial situation.

Team Atmos · Aug 29, 2024
How to replace an AI with humans
How to replace an AI with humans

Many companies are trying to replace humans with automation or AI. This is the story of how Atmos did the opposite. We replaced a fraud prediction AI with a dashboard to help human intelligence be as efficient as possible.

Atmos Engineering · Aug 29, 2024
How to sell RECs?
How to sell RECs?

Selling Renewable Energy Certificates (RECs) involves certifying your renewable energy generation, registering with a tracking system, negotiating with buyers, and complying with local regulations. It's a multi-step process that helps monetize clean energy and contribute to environmental sustainability.

Team Atmos · Aug 29, 2024
Hybrid vs Electric Cars: Differences and Features
Hybrid vs Electric Cars: Differences and Features

Reducing our output of greenhouse gasses on a global scale (because a huge percentage of the global population uses vehicles for transport) will go a long way in fighting climate change.

Team Atmos · Aug 29, 2024
Is a solar loan or a HELOC better for home solar financing?
Is a solar loan or a HELOC better for home solar financing?

The primary financing options available to homeowners are a residential solar loan and a Home Equity Line of Credit (HELOC), here are the benefits and costs of both.

Team Atmos · Aug 29, 2024
Portable Solar Panels for Living Your Best Life on the Go
Portable Solar Panels for Living Your Best Life on the Go

Portable solar panels can be used to generate power wherever you go, be it sailing trips, camping trips, or road trips. Generating electricity on the move used to be difficult, if not impossible, but this has changed with the introduction of portable solar panels.

Team Atmos · Aug 29, 2024
Should banks start residential solar lending program?
Should banks start residential solar lending program?

Exploring the Potential: Factors to Consider for Banks and Credit Unions in Residential Solar Lending

Team Atmos · Aug 29, 2024
Atmos is Now SOC2 Compliant
Product Updates
Atmos is Now SOC2 Compliant

Atmos is happy to announce we have successfully completed our SOC 2 certification. This milestone highlights our unwavering commitment to security, privacy, and reliability.

Team Atmos · Aug 29, 2024
Solar Benefits for Small Businesses
Solar
Solar Benefits for Small Businesses

Businesses have much to gain from the incentives of the Inflation Reduction Act. Subject to where solar projects are installed, the equipment used and the end Borrower, the payback period for some solar systems can be measured in months instead of years.

Team Atmos · Aug 29, 2024
Solar Energy vs Wind Energy in the US: Key Facts To Know
Solar Energy vs Wind Energy in the US: Key Facts To Know

The Lowdown on Solar Energy vs Wind Energy in the US. The US is currently the country with the second-most renewable energy capacity in the world (behind China), and that capacity is on the rise. This article shares some facts about solar and wind power to give you an idea of what the future of green energy production looks like in the US and beyond.

Team Atmos · Aug 29, 2024
Solar Installers
Solar Installers

Are you interested in installing solar panels on your roof and lowering your yearly electric bill? Here’s how to find solar installers in your area!

Team Atmos · Aug 29, 2024
Solar Loan Calculator
Solar
Solar Loan Calculator

Solar panels have become increasingly more affordable over the years and there are government incentives in place to help you get one yourself. Having a personal solar power system for producing your own electricity needs is both affordable and beneficial.

Team Atmos · Aug 29, 2024
Solar Panel Cleaning for Beginners
Solar Panel Cleaning for Beginners

Take a look at why solar panels need cleaning and what steps you should take to clean your solar panels and guarantee they work at maximum efficiency.

Team Atmos · Aug 29, 2024
Solar Panel Pergola
Solar Panel Pergola

If you’re interested in building your very own solar system but you can’t do it on the roof and the standalone panels aren’t strong enough, a solar panel pergola will suit your needs perfectly.

Team Atmos · Aug 29, 2024
Solar Panels for Home
Solar Panels for Home

With thousands of fossil fuel consuming power plants around the world, our energy grid still heavily relies on coal, oil and natural gas. Each of these grid-powered alternatives are awful for the environment. And due to the inefficient and outdated grid system built and poorly maintained by utilities around the county, our energy costs are skyrocketing.

Team Atmos · Aug 29, 2024
Solar Roof
Solar Roof

Solar roofs have become all the rage in sustainability and green energy circles. Where solar panels once ruled unchallenged, the solar shingle is now stepping up into greater prominence.

Team Atmos · Aug 29, 2024
Solving Climate Change with a Loan
Solving Climate Change with a Loan

The modern world would not be recognizable without the auto loan & mortgage that help the bulk of the population afford their big-ticket capital items. The climate loan is the financial invention we need to popularize in the 2020s.

Saul Griffith · Aug 29, 2024
The Easiest Way to Get a New Electric Vehicle
Climate Action
The Easiest Way to Get a New Electric Vehicle

My wife and I recently used Cartelligent to lease a 2020 Chevy Bolt and they saved us thousands of dollars on the price and a lot of the hassle and time of going through our local dealerships.

Ravi Mikkelsen · Aug 29, 2024
Transition to a Clean Economy: An Interview with Danny Kennedy of New Energy Nexus
Transition to a Clean Economy: An Interview with Danny Kennedy of New Energy Nexus

Sit down with Danny Kennedy, Chief Energy Officer at New Energy Nexus and Ravi Mikkelsen Co-Founder of Atmos Financial about the shared journey to accelerate the transition to a clean economy, and to leverage the power of finance and technology to support the network of leaders in this global phenomenon.

Team Atmos · Aug 29, 2024
The Case for Utilities to Get into the Long-Term O&M Business
Op Eds
The Case for Utilities to Get into the Long-Term O&M Business

The US utility industry's monopolistic tendencies, now face a transformative moment as emerging technologies enable a shift towards decentralized energy infrastructure. Atmos Financial co-founder, Pete Hellwig dives into the role of utility companies in the global transition, and how partnering with private enterprise to support distributed generation could create more equitable, efficient, and sustainable energy systems, benefiting communities and stakeholders alike.

Pete Hellwig · Aug 29, 2024
Utility Scale Solar as a Climate Solution
Utility Scale Solar as a Climate Solution

Your money at Atmos is funding a climate positive future.

Team Atmos · Aug 29, 2024
What are Renewable Energy Credits?
What are Renewable Energy Credits?

Renewable Energy Credits (RECs) certify the environmental benefits of renewable energy production, enabling organizations to trade them to support sustainability goals, regardless of their electricity source. Rules and regulations for RECs vary by region but play a key role in advancing renewable energy adoption.

Team Atmos · Aug 29, 2024
What are the risks of residential solar lending program?
What are the risks of residential solar lending program?

Mitigating Risks in Residential Solar Lending: Key Considerations for Lenders

Team Atmos · Aug 29, 2024
What are typical default rates in residential solar lending?
What are typical default rates in residential solar lending?

Understanding Default Rates in Residential Solar Lending: Key Factors and Industry Insights

Team Atmos · Aug 29, 2024
What is NPV on a solar loan, and why does it matter?
What is NPV on a solar loan, and why does it matter?

You can feel empowered to make the right financing decision when it comes to your solar loan.

Team Atmos · Aug 29, 2024
What Is the Carbon Footprint of Solar Panels?
What Is the Carbon Footprint of Solar Panels?

Unlike traditional energy production from fossil fuels, solar power facilities don’t generate greenhouse gasses (CO2 emissions) while producing energy, making them a green source of electricity.

Team Atmos · Aug 29, 2024
What to Know About Maintaining Residential Solar Panels and Servicing your System
What to Know About Maintaining Residential Solar Panels and Servicing your System

Solar panels offer significant short- and long-term value, but maintaining their efficiency requires regular checks, proper cleaning, pest control, and using monitoring tools to diagnose and resolve issues effectively.

Team Atmos · Aug 29, 2024
Who are the best partners for solar lending?
Who are the best partners for solar lending?

Solar lending can be a complex undertaking, so finding the right partners is crucial.

Team Atmos · Aug 29, 2024
Whole House Solar Generator
Whole House Solar Generator

Switching to solar energy is one of the best choices you can make for yourself and your wallet. And, a solar generator with the appropriate batteries will keep you going for way more than needed in case a power outage happens.

Team Atmos · Aug 29, 2024
Wind Energy Investment
Wind Energy Investment

So, what can you, as an individual, do to combat global warming while also making a smart financial decision? Many investors have backed wind energy stocks. These investment opportunities are available to everyone in the public sector who wants to help the world switch to renewable sources while earning a healthy return.

Team Atmos · Aug 29, 2024