Atmos debit card with leaves falling. Descriptive text boxes read .8% savings rate & no fees. FDIC insured up to $250,000. 5% cash back on sustainable brands. Deposits fund clean energy.

Unigo + Atmos:
Get $15 when you open an account

Get Started
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Deposits Fund Clean Energy
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FDIC-Insured Up To $250,000
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5% Cash-Back on Sustainable Brands
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0.8% Savings Rates & No Fees

Claim $15 when you start your climate-positive banking journey with Atmos! Plus you’re entered to win a $500 Visa Gift Card from Unigo

(Bonus subject to minimum account funding of $100.)

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5% cash-back on checking, no fees

Earn up to 5% cash-back on your purchasing at hundreds of sustainable businesses. Round-up to your savings or nonprofits. Fee-free ATM access at +55,000 locations worldwide.

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Market leading
savings rates

Experience the world’s leading climate-positive banking alternative with up to 2.0% on your entire balance with absolutely no fees and no minimum balance.

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Your money funds clean energy

an award showing that the global footprint network recognized atmos as a top-100 solution to climate change

Atmos measures the carbon impact of your deposits, powered by a portfolio of clean energy assets. Rain or shine, while you sleep or on vacation, 100% of your money will fund innovative technologies and infrastructure that combat the global climate crisis.  

Account balance:
$0 $5,000$250,000


Saved from the atmosphere: 1

5.85 tons of CO2/yr

(The average American carbon footprint is 16 tons/yr)

Thats's equivalent to: 2

13,169 miles not driven/yr

Learn More 〉
atmos impact screen of the mobile app displaying the impact your deposits are having funding clean energy.

Safe for your savings, safe for the planet

Your money is FDIC insured up to $250,000 and protected by state-of-the-art encryption. Customize transaction notifications to have complete visibility over your account activity.

Atmos explained in 45 seconds

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Start your climate journey today - apply for an Atmos account in just 2 minutes.

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Banking services are provided by Synapse's bank partners, Members FDIC.

* “Savings Rate” is the annual rebate Atmos pays on your deposits, similar to how a bank pays an interest yield. A Savings Rate of 2.4% assumes a monthly recurring donation to one of the available non-profit organizations supported by Atmos.
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1) CO2/yr saved from the atmosphere is indicative of potential impact of deposits derived from estimates of 2021 utility-scale solar installations across the country and is not necessarily indicative of Atmos funded accounts. Direct impact will be provided in application when available. 

2) CO2 equivalencies derived from this EPA GHG equivalencies calculator