Atmos Financial is a financial technology company, not a lender. All loans on the Atmos marketplace are made by regulated financial institutions in accordance with their approved underwriting and credit criteria. Lending not available in all markets.
Rates and credit requirements may differ across participating lenders. Offers may differ based on the project address due to participating lenders serving your specific location.
Consumer Loans: When you first pre-qualify for a solar or electrification loan, we perform a soft credit inquiry that does not affect your credit score. If you proceed with your application and submit a formal request for credit, we do another hard credit inquiry that will impact your credit score. If you take out a loan, repayment information may be reported to the credit bureaus.