Atmos connects local lenders to your local projects

Tap into the nation’s leading marketplace for solar and electrification financing

Easily apply to become an Atmos installer and get access to competitive, safe, and fair lending solutions.

Apply now
Key Benefits
Homeowners
Up to $125,000 for residential solar, battery storage, and up to $50,000 for heat pumps.
Small Businesses
Up to $500,000 for small business, agriculture, and multi-family solar and electrification.

Power up your business with Atmos

Apply to join our network of trusted installers and gain access to quality-assured financing solutions for your customers.

Apply now
Installers

How it works

1
Rapid decisioning that meets the speed of your business
Dedicated customer support and underwriting to enhance your customers’ experience and help advance projects at the speed of commerce.
2
Marketplace pricing with no dealer fees
Community banks and credit unions across the country compete for your customers through fair and transparent terms and the industry’s lowest all-in costs.
3
Best-in-Class credit structures for customers
Atmos loans are engineering to provide homeowners and small business owners with enhanced flexibility and a maximum return on investment.
4
Built by developers for developers
Easily manage all customer and lending needs with a simple, in-house loan management tool. Multiple milestone payments that match the cash flow needs of project development.
For installerS

Are you an installer?

Apply to join our network of trusted installers today!

Apply now
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Atmos Financial is a financial technology company, not a bank. Banking services are provided by our partner financial institution, Five Star Bank, Warsaw NY (Member FDIC). Please see your account agreements for more information. Lending not available in all markets.

Consumer Loans: When you first pre-qualify for a solar or electrification loan, we perform a soft credit inquiry that does not affect your credit score. If you proceed with your application and submit a formal request for credit, we do another hard credit inquiry that will impact your credit score. If you take out a loan, repayment information may be reported to the credit bureaus.

Atmos Financial is not the lender. All loans on Atmos' marketplace are made by regulated financial institutions in accordance with their approved underwriting and credit criteria.

Rates and credit requirements may differ across participating lenders. Offers may differ based on the project address due to participating lenders serving your specific location.