Clearing
the Air

The ATMOS Blog

Jul 23, 2021

What is Eco-Friendly Banking?

Jul 30, 2021
Personal Finance
Envest Stands Out Among Socially Responsible Investment Managers
ESG and SRI investing can be confusing and misleading. James Osborn from Envest Asset Management helps us cut through the noise.
Pete Hellwig
Jul 23, 2021
What is Eco-Friendly Banking?
A bank is a bank is a bank, right? Well, not quite, some actually improve the environment, vs use its deposits to pollute.
Jess Lin
May 19, 2021
Nonprofit Interviews
Saving the California Condor from Extinction: An Interview with Kelly Sorenson of the Ventana Wildlife Society
The California Condor population has greatly rebounded from near extinction in the 1980s thanks in large part to the work of the Ventana Wildlife Society. We sat down to speak with its Director, Kelly Sorenson.
Ravi Mikkelsen
May 5, 2021
Nonprofit Interviews
Getting to know Replate: A short conversation with Maen Mahfoud
Replate is solving for food insecurity and the climate crisis by matching excess food with those in need. Get to know Replate, how it works, and why it's needed. Give fee-free (as it should be!) through your AtmosACTION account.
Pete Hellwig
May 1, 2021
Atmos Makes it Free to Give... Huh?
If you donate regularly to 501c3 organizations, you’re likely frustrated by the amount of fees charged by transaction processors. Atmos has finally made it free to give so that more of your money is driving the impact we all need.
Pete Hellwig
Apr 29, 2021
What Are Your Bank Deposits Actually Funding?
More than half of your bank deposits may be funding conventional real estate if you use a generic bank. These assets are among the greatest sources of emissions in the world. Atmos provides its customers an option to increase the impact of their deposit dollars.
Pete Hellwig
Apr 23, 2021
Understanding the Social Cost of Carbon
What is the Social Cost of Carbon?
Clayton Birkes
Apr 15, 2021
Are Carbon Offsets Really the Answer?
Carbon offsets have been growing in popularity in recent years as more people and businesses are learning about the carbon footprint of their lifestyles and products. Some suggest, however, that carbon credits do not represent a meaningful step and are another form of greenwashing. While offsets do serve a purpose, reducing emissions has never been more important.
Pete Hellwig
Apr 13, 2021
Climate Action
The Easiest Way to Get a New Electric Vehicle
My wife and I recently used Cartelligent to lease a 2020 Chevy Bolt and they saved us thousands of dollars on the price and a lot of the hassle and time of going through our local dealerships.
Ravi Mikkelsen
Mar 22, 2021
Personal Finance
It’s not you, it’s definitely them. How to have an open relationship with your bank.
Earn more and align your money with your values by adding Atmos to your banking mix.
Pete Hellwig
Feb 15, 2021
Personal Finance
Maximize your Savings Rate when you Donate
Earn 0.11% across all accounts when you connect AtmosACTION to a participating 501c3. It's good for you, it's good for them, it's good for the environment.
Pete Hellwig
Feb 8, 2021
Multiple Savings Accounts: A Tool for Building Financial Security
Distinct savings accounts are a useful tool to build financial security and independence. Atmos customers now have the ability to open up to six unique high-impact FDIC-insured savings accounts. Good for you, and good for the planet.
Pete Hellwig
Jan 21, 2021
Climate Action
How We Calculate Carbon Impact
Summary of calculations and assumptions for AtmosACTION Carbon Impact number.
Ravi Mikkelsen
Jan 21, 2021
Customer Security is Our Highest Priority
The impact, our mission and vision are all no longer viable if our customers’ information or money is at risk of fraud at any point. That’s why we’ve made every effort to safeguard Atmos accounts and have designed Atmos from the ground up with security in mind.‍
Sean McCullough, Chief Technology Officer
Jan 11, 2021
Climate Action
Make your voice heard with an AtmosACTION savings account
Atmos launches its AtmosACTION savings accounts: a high-impact savings account that will fuel the clean economy.
Pete Hellwig
Jul 16, 2020
The need for proactive programs to address wealth disparity from climate disasters
The climate crisis has the potential to perpetuate wealth disparity and result in more severe isolation along socioeconomic lines. Financial organizations have an important role to play in our transition and should be addressing these risks proactively and aggressively.
Pete Hellwig
Jun 15, 2020
Personal Finance
How Intentional Banking Can Build a Better Tomorrow
Using a bank that aligns with your personal value system ensures that your deposits are going towards building the tomorrow you want to live in. Our deposits and the companies, individuals and projects those loans are supporting are an extension of each of us, a vote towards building that better tomorrow.
Pete Hellwig
Jun 8, 2020
Clearing the Air: What's behind Bank of the West's green marketing campaign?
Clearing the Air is an ongoing series to shine light into the sustainability statements of the biggest banks.
Pete Hellwig
May 27, 2020
Clearing the Air: Recent bank announcements to not finance Arctic drilling lacks potency and clarity
A deeper review of recent pledges from major U.S. banks to not finance Arctic drilling uncovers carefully crafted caveats and a lack of commitment to environmental protection.
Pete Hellwig
Apr 22, 2020
Personal Finance
Earth Day Atmos Webinar: Personal Investment Opportunities to Fight Climate Change
Atmos was invited to participate on a panel showcasing different investment opportunities that individuals can take to help fight climate change.
Ravi Mikkelsen
Apr 21, 2020
COVID-19, the Climate Crisis and the Collective Power of Action
What can we learn from the coronavirus pandemic response and apply to the crisis of climate change? Voices from frontline communities must be elevated so that more people recognize climate change as an urgent matter that needs attention now. Atmos wants to hear and share these stories.
Pete Hellwig
Apr 21, 2020
What if Everyone Banked for the Climate?
Doing something as little as aligning your banking with your values has profound impact on society and our capacity to affect climate change.
Pete Hellwig
Apr 16, 2020
Personal Finance
Top Five Things You Can Use Your Money For to Help Stop Climate Change
Every major purchasing decision from here on out needs to move us away from fossil fuel use. How we store, spend, and invest our personal capital can have an outsized impact towards affecting this systemic transformation. Here are the top five actions you can take right now.
Ravi Mikkelsen
Jan 15, 2020
Solving Climate Change with a Loan
The modern world would not be recognizable without the auto loan & mortgage that help the bulk of the population afford their big-ticket capital items. The climate loan is the financial invention we need to popularize in the 2020s.
Saul Griffith
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* “Savings Rate” is the annual rebate Atmos pays on your deposits, similar to how a bank pays an interest yield. A Savings Rate of 0.51% assumes a daily average balance of more than $24,999.99 and a monthly recurring donation to one of the available non-profit organizations supported by Atmos.
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1) CO2/yr saved from the atmosphere is indicative of potential impact of deposits derived from estimates of 2021 utility-scale solar installations across the country and is not necessarily indicative of Atmos funded accounts. Direct impact will be provided in application when available. 

2) CO2 equivalencies derived from this EPA GHG equivalencies calculator