An unbeatable solar loan with the lowest total cost for most buyers

Get Solar

Solar Loans That Are Good for Your Wallet and Good for the Earth

A blue house with light reflecting off solar panels on the roof

Every early repayment lowers monthly bill.

No loan payments for 6 months!

Up to 90% lower financing fees & low monthly payments.

Atmos Solar Loans are a superior option for financing, the most cost-effective means to embrace clean energy.

Find Your Installer

Common Loan Questions

A Better Way to Pay for Solar

How Atmos is Different

Discover reliable and Atmos-approved solar installers near you and get your good-for-the-Earth solar installed today!

A graph comparing Atmos solar loans vs others. Atmos has these features: fixed rates for the full term, covers% of project costs, automatic ITC re-amortization, optimize for lowest monthly payment, secured by UCC-1 filing, no prepayment penalties, ongoing re-amortization with every prepayment greater than $500, ability to upsize loan later for O&M, lowest all-in financed amount with framatic reduction of dealer fees, long-term alignment with financial partner with complete transparency

Start Your Solar Journey

Discover Reliable Atmos-Approved Solar Installers Near You

A roof with solar panels and an installer ladder

Atmos Approved installers are the best, most experienced installers in the business, ensuring our customers always get the highest quality level of service. Are you an installer and want to join our network? Contact our solar team!

Find Your

Solar Installer

Atmos Financial is a financial technology company, not a bank. Banking services are provided by our partner institution, Five Star Bank, Warsaw NY (Member FDIC). Please see your account agreements for more information. Lending not available in all markets.‍

1) CO2/yr saved from the atmosphere is indicative of potential impact of deposits derived from estimates of 2021 utility-scale solar installations across the country and is not necessarily indicative of Atmos funded accounts. Direct impact will be provided in application when available.

‍‍2) CO2 equivalencies derived from this EPA GHG equivalencies calculator

Solar Loans That Are Good for Your Wallet & Good for the Earth

An unbeatable residential solar loan with the lowest total cost for most buyers

Prequalify Instantly

Get started without impacting your credit score. Prequalify for a solar loan with no commitment. If you want, we'll match you with trusted installers.

No loan payments for 6 months!

Up to 90% lower financing fees & low monthly payments.

Atmos Solar Loans are a superior option for financing, the most cost-effective means to embrace clean energy.

Find an Installer

Solar loans

How it works

Atmos Approved Installers

Connect with an Atmos Approved installer to talk through your solar project.

Pre-Qualify

Securely provide your personal information to start your application. *This will take a couple of minutes and will not impact your credit score.

Installer Provides Project Cost

Once pre-qualified, it’s your installer’s turn. Your installer will provide us with your project information.

Request an offer

Once your installer provides us with the project’s details, you’re back in the driver’s seat. Review the estimated monthly costs of your solar loan and click ahead to request a formal offer of credit.

Atmos Takes it From Here

Atmos dedicated underwriters will review your application. Stay tuned!

Finalize Your Project Details

Once approved, you’ll be able to choose the rate and terms that work for you, and e-sign your loan. That’s it! Your installer can now get to work on your project, and you’re one step closer to generating clean energy.

Solar loans