An unbeatable solar loan with the lowest total cost for most buyers
Get Solar
Solar Loans That Are Good for Your Wallet and Good for the Earth
A blue house with light reflecting off solar panels on the roof
Every early repayment lowers monthly bill.
No loan payments for 6 months!
Up to 90% lower financing fees & low monthly payments.
Atmos Solar Loans are a superior option for financing, the most cost-effective means to embrace clean energy.
Find Your Installer

A Better Way to Pay for Solar

How Atmos is Different
Discover reliable and Atmos-approved solar installers near you and get your good-for-the-Earth solar installed today!
A graph comparing Atmos solar loans vs others. Atmos has these features: fixed rates for the full term, covers% of project costs, automatic ITC re-amortization, optimize for lowest monthly payment, secured by UCC-1 filing, no prepayment penalties, ongoing re-amortization with every prepayment greater than $500, ability to upsize loan later for O&M, lowest all-in financed amount with framatic reduction of dealer fees, long-term alignment with financial partner with complete transparency
Discover Reliable Atmos-Approved Solar Installers Near You
A roof with solar panels and an installer ladder
Atmos Approved installers are the best, most experienced installers in the business, ensuring our customers always get the highest quality level of service. Are you an installer and want to join our network? Contact our solar team!

Solar Loans That Are Good for Your Wallet & Good for the Earth

An unbeatable residential solar loan with the lowest total cost for most buyers

Get started without impacting your credit score. Prequalify for a solar loan with no commitment. If you want, we'll match you with trusted installers.

No loan payments for 6 months!
Up to 90% lower financing fees & low monthly payments.

Atmos Solar Loans are a superior option for financing, the most cost-effective means to embrace clean energy.

Find an Installer
solar loans

How it works

Pre-Qualify
1

Securely provide your personal information to start your application.

*This will take a couple of minutes and will not impact your credit score.

Connect with Verified Installers
2

We’ll introduce you to Atmos-Certified Installers that serve your address. 

Installer Provides Project Cost
3

Your chosen installer will provide us with project cost and scope.

Request an Offer
4

Review the estimated monthly costs of your loan and click ahead to request a formal offer of credit.

Atmos Takes it From There
5

Atmos dedicated underwriters will review your application. Stay tuned!

Finalize Your Project Details
6

Once approved, you’ll be able to choose the rate and terms that work for you, and e-sign your loan. That’s it! Your installer will get to work.

Complete an application
1

We partner with the industry's most respected installers. Easily fill out our application to complete a soft credit check.

Installer submits project info
2

Your installer will submit project information, which we'll use to customize your loan proposal.

Upload business documents
3

Log back in to your application to upload additional underwriting and business documents for review.

Final credit review
4

Atmos will review your documents to provide you with a formal offer of credit.

Sign your loan agreement
5

Once approved, Atmos will generate the loan agreement for your signature. Your installer is notified, and you’re on your way towards clean energy independence!

Solar loans

How Atmos is different

You can take the first step towards solar savings today by clicking "Apply" below to prequalify for a solar loan, no installer needed!

feature

Atmos

Others

Fixed rates for the full term
Automatic ITC re-amortization
Optimize for lowest monthly payment
Lowest all-in financed amount with dramatic reduction of dealer fees
Long-term alignment with financial partner with complete transparancy
Secured by UCC-1 filing
Sometimes
No prepayment penalties
Sometimes
Ongoing re-amortization with every prepayment greater than $500
Sometimes

feature

Atmos

Others

Fixed rates for the full term
Automatic ITC re-amortization
Cover 100% of project costs
Optimize for lowest monthly payment
Secured by UCC-1 filing
Sometimes
No prepayment penalties
Sometimes
Ongoing re-amortization with every prepayment greater than $500
Ability to upsize loan later for O&M
Lowest all-in financed amount with dramatic reduction of dealer fees
Long-term alignment with financial partner with complete transparancy
Solar loans

Discover Reliable Atmos-Approved Solar Installers Near You

Atmos installers continually meet the industry's highest standards so that customers always get the absolute best.
Solar installers working on a site

Are you
an Installer?

Join our network of trusted installers today!

Apply Now