Changing your bank can help
fight climate change

Apply Now
leaf icon
Deposits Fund Clean Energy
an icon for a shield with a lock on it
FDIC-Insured Up To $250,000
credit card icon
5% Cash-Back On Sustainable Brands
piggy bank icon
0.8% Savings Rates
& No Fees

James Seattle, WA

⭐⭐⭐⭐⭐

"I never realized I could be an impact investor with my liquid cash. Thanks Atmos!"

Sharon Los Angeles, CA

⭐⭐⭐⭐⭐

"It feels great to know my money is creating positive energy in the world and rates are better than my other bank."

Jason Mill Valley, CA

⭐⭐⭐⭐⭐

"Super easy process! Atmos was 1000x faster and more convenient than BofA."

Your money funds clean energy

an award showing that the global footprint network recognized atmos as a top-100 solution to climate change

Atmos measures the carbon impact of your deposits, powered by a portfolio of clean energy assets. Rain or shine, while you sleep or on vacation, 100% of your money will fund innovative technologies and infrastructure that combat the global climate crisis.  

Account balance:
$0 $5,000$250,000


Saved from the atmosphere: 1

5.85 tons of CO2/yr

(The average American carbon footprint is 16 tons/yr)

Thats's equivalent to: 2

13,169 miles not driven/yr

Learn More 〉
rows of solar panels under a blue sky with light scattered cirrus clouds above

Atmos explained in 45 seconds

5% cash-back on checking, no fees

Earn up to 5% cash-back on your purchasing at hundreds of sustainable businesses. Round-up to your savings or nonprofits. Fee-free ATM access at +55,000 locations worldwide.

Learn More 〉
up to 0.8% savings rate

Market leading
savings rates

Experience the world’s leading climate-positive banking alternative with up to 0.80% on your entire balance with absolutely no fees and no minimum balance.

Learn More 〉

Safe for your savings, safe for the planet

Your money is FDIC insured up to $250,000 and protected by state-of-the-art encryption. Customize transaction notifications to have complete visibility over your account activity.

Support climate leadership, directly from your account

Atmos makes it easier to support leading climate nonprofits. Round-up on purchases or automatically donate monthly from savings, entirely fee-free. Audit-ready records accessible whenever you need them.

See Nonprofits 〉
As seen on
See more Coverage

Get updates on ATMOS climate progress!

Receive product updates, special offers we are running, and much more by signing up for our email list

Start your climate journey today - apply for an Atmos account in just 2 minutes.