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You can prequalify for an Atmos solar loan with no credit impact in minutes. Most borrowers need a 640+ credit score and verifiable income. A soft credit check is performed at prequalification — no hard inquiry until you accept an offer.
Atmos offers loans for residential solar panels, battery storage systems, heat pumps, EV chargers, and other home electrification upgrades. Commercial solar loans up to $500K are also available for small businesses, agriculture, and multi-family properties.
No. Atmos does not charge dealer fees, which means solar installers keep more margin and borrowers get better rates. This is a key differentiator from many other solar financing options on the market.
Atmos connects borrowers with a marketplace of lenders. You prequalify online in minutes, receive competing loan offers from multiple lenders, choose the best rate and terms for your situation, and your installer gets funded upon project completion.
Atmos offers solar and electrification loans with competitive fixed interest rates and flexible repayment terms. Rates and terms vary based on creditworthiness, loan amount, and the participating lender. Prequalify to see your personalized offers with no credit impact.
Lenders and credit unions can partner with Atmos to launch a turnkey clean energy lending program. Atmos provides the technology platform, installer network, underwriting tools, and compliance support needed to originate solar and electrification loans at scale.