Banking for a Better Planet
From small actions to big decisions, every choice we make matters
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Make Your Money Matter For The Planet
Open An Account
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Apply for an account in less than two minutes to take climate action every day without needing to leave your home.
Fund Green Projects
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Through a growing network of partners, Atmos exclusively invests your money in solar and climate projects.
Celebrate Your Impact
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Good for your wallet and good for the Earth: Track your climate progress in-app while also earning high savings rates and cash back at hundreds of sustainable businesses.
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Benefits of Banking with Atmos
FDIC insured up to $250,000
Your money is FDIC insured up to $250,000 and protected by state-of-the-art encryption. Customize transaction notifications to have complete visibility over your account activity.
5% Cash-Back on Sustainable Brands
Cash-back at hundreds of sustainable businesses. Fee-free ATM access at +55,000 locations worldwide. 24/7 mobile and web banking.
2.8% Savings Rates & No Fees
Earn market leading rates across multiple savings accounts while taking a stance against climate change.
Measure the Carbon Impact of your Deposits
Account balance:
$0 $5,000$250,000


Saved from the atmosphere:

5.85 tons of CO2/yr.1


That's equivalent to:

13,169 miles

Not driven per year2

Learn MoreCheck Our Math
Make a difference with every purchase with a climate-positive checking account
Earn up to 5% cash-back on your purchases at hundreds of sustainable businesses. Fee-free ATM access, 24/7 mobile and web banking.
Get Up to 5% Cash Back
Power up your savings with a climate-positive savings account
Manage your money with market leading rates across
multiple savings accounts.
Earn up to 2.8% Savings
Support a climate nonprofit
Earn more savingsIncrease your monthly savings rate when you regularly support any of the environmental nonprofits on the Atmos platform. Audit-ready records accessible directly in your banking app.
Atmos Approved Nonprofits
Solar loans that are good for your wallet
and good for the Earth
The lowest-total-cost solar loan for most buyers!
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Start your climate journey today - apply for an Atmos account in just 2 minutes.

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Banking services are provided by Synapse's bank partners, Members FDIC.

* “Savings Rate” is the annual rebate Atmos pays on your deposits, similar to how a bank pays an interest yield. A Savings Rate of 2.4% assumes a monthly recurring donation to one of the available non-profit organizations supported by Atmos.
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1) CO2/yr saved from the atmosphere is indicative of potential impact of deposits derived from estimates of 2021 utility-scale solar installations across the country and is not necessarily indicative of Atmos funded accounts. Direct impact will be provided in application when available. 

2) CO2 equivalencies derived from this EPA GHG equivalencies calculator