The Card that Pays You for Spending Sustainably

Earn up to 5% cash-back automatically on hundreds of sustainable brands and products

Atmos Financial is a technology company, not a bank. Banking services are provided by our partner institution, Five Star Bank, Warsaw NY (Member FDIC).

Two debit cards that have half the globe on each side.

Joint Checking

Allow shared access to your checking account so that you and your partner can make a meaningful impact on the environment while responsibly managing your shared expenses.

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Checking Account Features

No service fees

Our checking account comes with the exclusive benefit of zero service fees, ensuring your money stays where it belongs: in your pocket

No minimum balance

Our checking account eliminates the need for a minimum balance, empowering you to bank on your terms without restrictions or obligations.

Mobile Check Deposit

Our mobile check deposit feature allows you to securely and conveniently deposit checks anytime, anywhere. Simply snap a photo with your smartphone, and watch as your funds grow.

Fee-Free ATMs

Seamlessly access your funds wherever you go with our checking account's perk of fast, fee-free withdrawals at 55,000 AllPoint ATM locations worldwide.

Joint Checking

As you manage your finances together, rest assured that your collective impact is actively supporting sustainable initiatives, creating a greener and brighter future.

Free Fund Transfers

Instant and free fund transfers to anyone with an Atmos account, fostering seamless connections within our banking community.

Send Funds to Anyone with an Atmos Account,
Instantly and for Free
Two persona icons open with transaction notifications underneath. $15 being sent from one user to another
The most inclusive cash back program on Earth, for Earth
Atmos app open on a smart phone showing cash back receivedEarn up to 5% Cash Back
Fast, fee-free withdrawals at 55,000 ATMs worldwide
Atmos Debit Card, white with gray tree rings on it with a mastercard logoFind an ATM
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