* “Savings Rate” is the annual rebate Atmos pays on your deposits, similar to how a bank pays an interest yield. A Savings Rate of 0.80% assumes a monthly recurring donation to one of the available non-profit organizations supported by Atmos.
Atmos measures the carbon impact of your deposits, powered by a portfolio of clean energy assets. Rain or shine, while you sleep or on vacation, 100% of your money will fund innovative technologies and infrastructure that combat the global climate crisis.
Atmos makes it easier to give. Other services take a cut on your charitable giving, but our climate needs all the help we can give it. Round-up your purchases with your Atmos debit card or share a percentage of your savings rate with one or more of the most impactful organizations for the planet. All gifts are transferred fee-free and tracked in one place to make tax season a bit easier.See Nonprofits 〉
Your money is FDIC insured up to $250,000 and protected by state-of-the-art encryption techniques. Our apps put you in the driver’s seat to gain visibility over your spending, saving and giving and include loads of unique features that are designed to protect your privacy.
As we watched the climate crisis continue to unfold over the last couple decades we’ve felt more and more like the people running the world were going through life with their eyes closed—pretending nothing was happening. We knew the solutions existed but we couldn’t understand why they weren’t being adopted. That’s why we decided to start Atmos, a new model for climate-positive banking. Atmos is our way of using the most powerful tool in capitalism to solve the biggest challenge in human history: climate change. Join us, help turbocharge the transition to the clean economy, and a healthy, resilient planet.
—Ravi and Pete, Co-Founders
"I never realized I could be an impact investor with my liquid cash. Thanks Atmos!"
"It feels great to know that my money is creating positive energy in the world AND the interest rate is better than I had been getting at my other bank."
Manhattan Beach, CA
"Super easy process! Atmos was 1000x faster and more convenient than BofA."
Mill Valley, CA
Joint bank accounts are great financial tools for spouses and partners or for parents and minors. Coming soon, Atmos is bringing you more ways to use your money to reverse global warming. Join the waitlist to claim your early access sign-up bonus.