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Grow Ahead

+ Atmos:

Smarter banking that reverses global warming.

Fee-free, accessible bank accounts for all. Start your climate journey today in less than 2 minutes.
Join Atmos

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5% Cash-Back Checking On Sustainable Brands
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10x Higher Savings Rates With
No Fees
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Funds Clean Energy To Fight Global Warming
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Earn Higher Rates By Supporting Nonprofits
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FDIC-Insured Up To $250,000 - Seriously Safe
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Cash-back checking

  • Up to 5.00% cash-back on hundreds of leading sustainable brands, products and services.
  • Unlimited fee-free ATM withdrawals at Allpoint ATMs
  • No fees or minimums
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Nationally leading savings rates 

Earn up to 0.51% on your entire balance and open up to six unique savings accounts to help budget and meet your financial goals. With no minimum balances, no-fees and no games, Atmos is combining convenience, yield and unparalleled impact for your banking pleasure.


Your money reverses global warming

Atmos measures the carbon impact of your deposits, powered by a portfolio of clean energy assets. Rain or shine, while you sleep or on vacation, 100% of your money will fund innovative technologies and infrastructure that combat the global climate crisis.  

Account balance:
$0 $5,000$250,000


Saved from the atmosphere:

5.85 tons of CO2/yr.1

(The average American carbon footprint is 16 tons – one of the highest in the world.)

Thats's equivalent to:

13,169 miles

Not driven per year2

Grow Ahead

gets a piece of the action when you open an account

Atmos will donate $20 to
Grow Ahead

when you open and fund an account through this link. Plus, Atmos will increase your savings rate when you choose to donate a little extra cash fee-free each month, at no cost to you.

Safe for your savings, safe for the planet

Your money is FDIC insured up to $250,000 and protected by state-of-the-art encryption techniques. Our apps put you in the driver’s seat to gain visibility over your spending, saving and giving and include loads of unique features that are designed to protect your privacy.  

Our story

As we watched the climate crisis continue to unfold over the last couple decades we’ve felt more and more like the people running the world were going through life with their eyes closed—pretending nothing was happening. We knew the solutions existed but we couldn’t understand why they weren’t being adopted. That’s why we decided to start Atmos, a new model for climate-positive banking. Atmos is our way of using the most powerful tool in capitalism to solve the biggest challenge in human history: climate change. Join us, help turbocharge the transition to the clean economy, and a healthy, resilient planet.

—Ravi and Pete, Co-Founders

As seen on
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"I never realized I could be an impact investor with my liquid cash. Thanks Atmos!"

James

Seattle, WA

"It feels great to know that my money is creating positive energy in the world AND the interest rate is better than I had been getting at my other bank."

Sharon

Manhattan Beach, CA

"Super easy process! Atmos was 1000x faster and more convenient than BofA."

Jason

Mill Valley, CA

What people are saying...

Apply now in just 2 minutes