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Feb 8, 2021

Multiple Savings Accounts: A Tool for Building Financial Security

Following on the heels of the AtmosACTION account, Atmos has launched the ability for its customers to open multiple savings accounts. Atmos customers now have the ability to open up to six unique, high-impact FDIC-insured savings accounts.


Why is this important? Distinct accounts are an often overlooked, but meaningful method for individuals to build financial security over time. 


Proactively grouping money into different accounts and for different purposes creates a psychological barrier to unnecessary spending, and starts encouraging people to consider money in terms of “discretionary cash” and “don’t touch funds” instead of a single pool of money for all things. 


For many, this has been a proven method to more quickly realize financial goals. Consumers are less likely to dip into their savings to impulse purchase, and this effect is only strengthened when savings are held at an institution separate from their primary checking relationship. 


Opening and funding an Atmos account is quick and easy, taking just a few minutes. Atmos savings accounts offer rates that are among the highest in the US. No minimum balances, no monthly service charges and free bank-to-bank transfers with next-day settlement provide Atmos customers the ability to access their money when they need it and safeguard it when they just want to see it grow. 


Customers earn 0.11% more across all of their accounts when they connect their AtmosACTION account to a 501c3 on the Atmos platform. It’s great for customers and builds funding for environmental nonprofits working on the front lines of climate change. Atmos tracks all charitable giving for end of year tax purposes.  


Join Atmos to earn more and have a measurable impact on climate.

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