Bank accounts that fund solar

Apply in 10 minutes for a bank account that exclusively supports clean energy.

Apply now
Learn more
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Atmos Financial is a financial technology company, not a bank. Banking services are provided by our partner institution, Five Star Bank, Warsaw NY (Member FDIC).

Highlighted in global media coverage

Atmos Accounts Maximize the Impact of Money
Climate-Positive
‍Checking Account
Earn up to 5% cash-back on your purchases at hundreds of sustainable businesses. Fee-free ATM access, 24/7 mobile and web banking. No fees.
Apply Now
Atmos app open on a smart phone showing cash back received
Atmos Financial is a financial technology company, not a bank. Banking services are provided by our partner financial institution, Five Star Bank, Warsaw NY (Member FDIC).
Industry Leading
‍Savings Account
Manage your money with market leading rates across multiple savings accounts. Double your savings rate when you support any of the nonprofits on the Atmos platform.
Earn 3.5%
A laptop open to the Atmos Financial website. A popup reads 3.5% Savings
Atmos Financial is a financial technology company, not a bank. Banking services are provided by our partner financial institution, Five Star Bank, Warsaw NY (Member FDIC).
Good for Earth & Wallet
‍Solar Loans
Atmos solar loans are designed to provide you with the greatest savings and greatest flexibility so that going solar is always the right decision — for the climate, for your pocketbook, and for your community.
Learn More
Two overlapping solar panels
Atmos Financial is a financial technology company, not a bank. Banking services are provided by our partner financial institution, Five Star Bank, Warsaw NY (Member FDIC).
Your Money is Safe
‍
Your money is FDIC insured up to $250,000 through our banking services provider, Five Star Bank: Member FDIC, and is protected by state-of-the-art encryption. Customize transaction notifications to have complete visibility over your account activity.
Check Our Partner Bank's FDIC Coverage
See What Leading Climate Experts Have to Say About Atmos
Icon for Amazon Watch on a dark green circle
Amazon Watch is so grateful to the Atmos community for empowering our movement to defend the rainforest and our climate in solidarity with Amazonian Indigenous peoples! Thank you for supporting Indigenous-led efforts to end the financing of extraction and rainforest destruction in the Amazon.

-Caelin Weiss, Amazon Watch
Development and Partnerships Specialist
Icon for 1% for the planet, blue planet
We're proud to partner with Atmos as a member of the global 1% for the Planet community. Atmos represents a critical component of a thriving future economy: a place where you can bank with complete trust that your dollars are being stewarded and invested in clean assets for a healthy planet.

-Kate Williams, 1% for the Planet
CEO
Icon for GRID, a sun surrounded by a leaf and plug
GRID Alternatives is very proud to be a nonprofit partner of Atmos Financial! We have had a very positive experience working with the Atmos team since 2020. With support from Atmos, we can continue to develop and implement renewable energy projects that serve economic and environmental justice communities to make clean energy a win for everyone.

-Michaela Ruppert, GRID Alternatives
Corporate Partnerships Manager
How Atmos Works
Smart phone image surrounded by orange and teal plants and plus signs
Open An Account
‍
The easiest way to make everyday climate action, apply for personal or business banking in less than a few minutes.
Smart phone image surrounded by orange and teal plants and plus signs
Fund Green Projects
‍
Through a growing network of partners, Atmos exclusively invests your money in solar and climate projects.
Smart phone image surrounded by orange and teal plants and plus signs
Celebrate Your Impact
‍
See the impact of your money through our proprietary clean energy lending model. Every dollar make a difference.
Learn More
Account balance:
$0 $5,000$250,000


Saved from the atmosphere:

5.85 tons of CO2/yr.1


That's equivalent to:

13,169 miles

Not driven per year2

Check Our Math

Start your climate journey today - apply for an Atmos account in just 2 minutes.

Apply Now
Personal
Personal CheckingPersonal SavingsSolar Loans
Business
Business AccountsNonprofit Accounts
Support
Email UsFAQ
Call Us: (866) 246-7194
Atmos
Our ImpactFees & RatesBlogLegalSecurityCareersDonationsAbout Us
Join to Get Insights on Climate-Positive Steps You Can Take
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
ATMOS Financial logo. 3 circles with burst of light in upper right and word ATMOS.
Atmos Financial is a financial technology company, not a bank. Banking services are provided by our partner institution, Five Star Bank, Warsaw NY (Member FDIC). Please see your account agreements for more information. Lending not available in all markets.‍

1) CO2/yr saved from the atmosphere is indicative of potential impact of deposits derived from estimates of 2021 utility-scale solar installations across the country and is not necessarily indicative of Atmos funded accounts. Direct impact will be provided in application when available.

‍‍2) CO2 equivalencies derived from this EPA GHG equivalencies calculator
Amplifying Your Impact

Atmos Accounts Maximize the Impact of Money

Business Savings Account

Climate-Positive

With savings accounts for your business or nonprofit, Atmos allows you to accelerate your savings and fund clean energy with every dollar.
Learn more
Impact positive illustration
Impact positive illustration
PERSONAL ACCOUNTS

Values Aligned

Earn up to 5% cash-back on purchases at sustainable businesses with personal or joint checking accounts.
Double your savings rate by supporting Atmos approved nonprofits with your personal or joint savings accounts.
Apply Now
Clean Economy

Lending Solutions

Atmos helps lenders build high-performance portfolios with powerful & intuitive visualization dashboard & tools.
Learn more
A screenshot of monthly payment calculator
an illustration of locker
secured

Your Money is Safe

Your money is FDIC insured up to $250,000 through our banking services provider, Five Star Bank: Member FDIC, and is protected by state-of-the-art encryption. Customize transaction notifications to have complete visibility over your account activity.
Bank Partner
how atmos works

How Our Process Works

a screenshot of bank dashboard

Open an Account

The easiest way to make everyday climate action, apply for personal or business banking in less than a few minutes.
a map showcasing the green projects

Fund Green Projects

Through a growing network of partners, Atmos exclusively invests your money in solar and climate projects.
a dashboard showing the impact

Celebrate Your Impact

See the impact of your money through our proprietary clean energy lending model. Every dollar make a difference.
Learn more
testimonials

See What Leading Climate Experts Have to Say About Atmos

Headshot of Kate williams
We're proud to partner with Atmos as a member of the global 1% for the Planet community.
Atmos represents a critical component of a thriving future economy: a place where you can bank with complete trust that your dollars are being stewarded and invested in clean assets for a healthy planet.”
Kate Williams
Chief Executive Officer, 1% for the Planet
Headshot of Diandra marizet
We're so grateful to see ATMOS leading the way to more sustainable banking!
Financial institutions have a huge impact on fossil fuel expansion - we're so grateful to see ATMOS leading the way to more sustainable banking!"
Diandra Marizet
Cofounder & Executive of Intersectional Environmentalist
CALCULATE

Account Balance

$0
$0
$250,000
Saved from the atmosphere
24
tons of CO2/yr.1
That’s equivalent to:
0
miles not-driven/year2
NEWSLETTER

Sign up to get your climate + finance news fix

Be the first to experience new features, stay up-to-date on climate action & explore everything Atmos has to offer.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Atmos logo
Borrow
Commercial Solar LoansSolar LoansHome Electrification
Partners
LendersInstallers
Support
Email usFAQs
Atmos
BlogSecurityCareers
Follow us
Download Atmos App
Apple App Store ImageGoogle Play Store

Atmos Financial is a financial technology company, not a bank. Banking services are provided by our partner financial institution, Five Star Bank, Warsaw NY (Member FDIC). Please see your account agreements for more information. Lending not available in all markets.

Consumer Loans: When you first pre-qualify for a solar or electrification loan, we perform a soft credit inquiry that does not affect your credit score. If you proceed with your application and submit a formal request for credit, we do another hard credit inquiry that will impact your credit score. If you take out a loan, repayment information may be reported to the credit bureaus.

Atmos Financial is not the lender. All loans on Atmos' marketplace are made by regulated financial institutions in accordance with their approved underwriting and credit criteria.

Rates and credit requirements may differ across participating lenders. Offers may differ based on the project address due to participating lenders serving your specific location.